When Rae Napier isn't working as a phlebotomist in a doctor's office, she's outside camping and playing the Hoosier Lottery. Rae likes to play Scratch-offs because she enjoys the anticipation and excitement of scratching a ticket. 

She typically stops on her way to or from work to purchase Hoosier Lottery tickets. One evening on her way home, she stopped and bought the $10 Bonus Multiplier. Rae scratched the ticket in her car at the gas station, and as she started to scratch the prize amount, she noticed all the zeroes and immediately locked her car doors and started crying. Rae had won a $200,000 top prize!

She called her husband who was also on his way home from work to tell him about the win. "I thought something was wrong because she was crying so much," her husband recalls. 

Rae plans to pay bills and buy a new washer and dryer set with her winnings. She also plans to share much of the prize money with her family. 

$10 Bonus Multiplier Estimated Overall Odds: 1 in 3.94