Ricky Coleman may be a retired auto body shop professional, but he’s still at it—tinkering in his garage as he puts it—restoring a pickup truck. Another hobby of Ricky’s is playing the Hoosier Lottery. He likes to play Scratch-offs as something fun to do each day.

During his daily trip to buy a couple Hoosier Lottery Scratch-offs, the ticket he planned to buy wasn’t available, so Ricky chose a $20 Fat Wallet instead. He took the ticket home to scratch it and soon realized that he won a $500,000 top prize! Ricky’s granddaughter helped him download the Hoosier Lottery app so he could scan his ticket and be sure of the win.

Once he had confirmation, Ricky immediately told his wife even though she was in the shower—news like this couldn’t wait!

Ricky is no stranger to winning. In fact, he won $10,000 a few years ago playing the Hoosier Lottery. However, a $500,000 top prize was more than he could have imagined.

Ricky plans to pay bills with the prize money and buy his wife a new car (since he got a new truck last year, he says it’s only fair).

$20 Fat Wallet Estimated Overall Odds: 1 in 3.78